Everything is temporary in our lives, there is no long term commitment. Even in relationships the willingness to commit oneself to "forever" is nothing but a lame promise, only few people are willing to give.
Be it having a home, having a relationship, friendships, a job, everything is temporary, so there is nothing to hold on to. We are all free floating amoebeas.

The Swiss are asking themselves why only 34% of the well educated women get children in Switzerland. These are also the women who can only work fulltime (better qualified part time jobs are rare) or be jobless, the ones who will be expected to move with a job to another town and who are specialized and need to keep their state of the art knowledge in order to find any job. And if they want to have children and be stay at home mothers? The number of men who are willing to support a woman is minimal and the risk of failure too high.

What we need is a radical change of society. If we had - like in Finland or in France - a government given guarantee for childcare which is affordable (the Finns pay 200 EUR a month for fulltime 7-20h daycare incl. holidays, while the Swiss pay 2500 CHF per month for part-time daycare), having children would not be perceived as a life-threatening risk anymore, but as pleasure (as it is the fact in both the above stated countries). We are currently wasting our money on yesterdays people. Old people with savings get the stately pension. Most money in our country lays with the elderly, saved money they are not willing to spend and in the worst case donate to some obscure "charity", where again the money lays dormant for the next 100 years without being properly used.

I also see quite a bit of guilt of the lack of children with the masses of elderly people who rather than babysit their grandchildren, go on hiking trips every week... The young are expected to show solidarity with the elderly, but where are the elderly showing solidarity with the young?